| If you receive bonuses; commission payments; profit sharing; allowances; and wish this to be taken into consideration with the mortgage amount.
If it’s hard to prove your income.
If you have more than one job.
You may need to look at a non-status (also known as self-certified) mortgage.
There is often a higher deposit required and a higher interest rate - but we have access to the best deals so this may not be significantly different to most standard mortgages. And when your situation changes, we can look at re-mortgaging to find you an even better deal to meet your unique needs. |